In the real world men believe that they are the better drivers. If there’s a long journey to be made and there is a male and female driver, the man usually gets to drive because he believes or rather “knows” that he is a better driver. Now your insurer does NOT think the same. They actually consider women to be better drivers than men. This means that it is actually a lot easier for a woman to the cheapest car insurance rate than it is for a man all other things being equal.

We can argue about how untrue is until the birds come home to roost but that’s the way it is in the insurance world. Can you use this to your advantage if you are a man? It depends?

If you’re married and your wife belongs to a favorable profile, you can insure you cars in her name while you are names as secondary driver. This should help you save on premium dollars (That is if you don’t plan to divorce anytime soon since for this to work the vehicles have to be registered in her name).